Method 1:
From July 2023, overseas users can use WeChat and Alipay to bind overseas bank cards for payment.
Overseas users need to download, install and register WeChat and Alipay, and then prepare international bank cards to bind with relevant identity documents.
At present, WeChat and Alipay have supported bank cards issued by mainstream overseas bank card organizations, such as Visa, Mastercard, Diners Club, Discover and so on.
Method 2:
In March 2023, Shenzhen landed a digital RMB hard wallet self-service card issuance machine (deployed in Luohu Port and other places), and Hong Kong compatriots can use the "Octopus" APP to self-redeem hard wallet cards in the Guangdong-Hong Kong-Macao Greater Bay Area for consumption in Shenzhen, and recharge and refund.
On September 9, the payment service of digital RMB for overseas visitors to China was further upgraded, and the digital RMB APP launched the "recharge before use" function of foreign cards, which allows overseas people to use overseas mobile phone numbers to register and open digital RMB wallets, and then use Visa and Mastercard's overseas bank cards to recharge and use.
Method 3:
In order to respect the cash payment needs and consumption habits of some foreigners, all bank counters and ATMs in Shenzhen support foreigners to handle cash withdrawal business.
Overseas persons can use the branches set up by the corresponding overseas banks in China, bring valid identity documents and corresponding overseas bank cards to handle RMB cash withdrawals at the business outlets of domestic branches, and pay in cash after withdrawal.
At the same time, Shenzhen continues to optimize the cash use environment, focusing on improving the cash service level in scenarios with high cash utilization rates such as shopping malls, supermarkets, restaurants, and parking lots.
Method 4:
(1) Foreigners can choose a Chinese commercial bank branch counter to apply for a card and open an account. Depending on the requirements of different banks, it is usually necessary to prepare the following documents: valid passport, proof of work or study, temporary residence permit.
(2) Hong Kong and Macao people can apply for a card in person at a mainland bank branch, and any bank branch in the mainland supports Hong Kong and Macao people to apply for bank card account opening. In addition, Hong Kong and Macao people can also apply for a card and open an account through an agent witness "without leaving Hong Kong"; That is, Hong Kong and Macao people do not need to go to the Mainland, they only need to bring their Hong Kong or Macao Permanent Identity Card and the Mainland Travel Permit for Hong Kong and Macao Residents, and directly apply for opening a Mainland personal bank account at the Hong Kong and Macao Witness Bank outlets, so as to enjoy the convenience of consumption and payment in the Greater Bay Area.
Method 5:
Overseas credit cards can use UnionPay lines or international credit card channels such as VISA and MasterCard to complete payment in China.
(1) Overseas persons can use overseas credit cards to spend at merchant POS machines with "VISA" or "MasterCard" logos;
(2) Overseas persons can use UnionPay lines to use UnionPay lines at merchant POS machines marked with the "UnionPay" logo with overseas UnionPay cards to make purchases.
It is worth noting:
(1) Check whether your credit card can be used in China. Some credit cards may have regional restrictions that require use in the region where the card was issued.
(2) Confirm whether your credit card still has sufficient credit limit. If you don't have enough credit, you may not be able to complete your payment.
(3) Confirm whether the merchant's payment system and network are stable to avoid payment failures or other problems.
Content source: Happy Futian, Futian District Financial Work Bureau
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Post time: Oct-12-2023